Merchant account Open Account

Business finance management.
It’s all Up2 You!

From €9/month.
Monitor, move, and improve your finances.

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All your finance
modules in one app

Save time with Up2 Money smart business banking products, with integrated finance software.

Business account & cards Invoice management Expense & spend management Bookkeeping & reporting

  • Business & Private accounts

    GB and BG IBANs to pay and get paid

  • Cards

    Physical & virtual. Apple Pay & Google Pay. All Mastercard.

  • SEPA & UK Faster payments

    Instant SEPA, Faster Payment, transfers & direct debits.

  • soon

    Capital increase

    Initial share capital or capital increase in France.

  • soon

    SWIFT

    Wire money in more than 50 currencies.

  • soon

    Financing

    Loan solutions from our partners' hub.

  • soon

    Bank switch

    Fast & easy.
    Whenever you’re ready.

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Debit card tailored for your key players in business

Centralise your expenses and empower your team with physical & virtual cards.
Manage limits, easily freeze or unfreeze cards, and maintain full control of your operations.
All in one place!

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Simple Business Account Opening

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Simple Business Account Opening

  1. Sign up

    Input and confirm your phone number and email address, then complete an online ID verification step

  2. Fill in

    Provide required information and upload necessary files to finish registration

  3. Wait

    Within hours we will verify your information and activate your account

  4. Start journey

    Monitor, move, and improve your finances

Get started

About us

Up2 Money is an international finance platform on a mission to democratize the financial world and bring simplicity to businesses everywhere.

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98 %

Client satisfaction

28

Countries

10

Instruments

5

Customer service

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The finance solution that energizes SMEs and freelancers.

UP2 Money and up2.money are the trading names of Up2 Money, UAB. Up2 Money, UAB a company incorporated and registered in the Republic of Lithuania, registration number: 306265453.

Registered address: Laisves pr. 60, LT-05120, Vilnius, Lithuania.

Rep office: 5 Vidus Street, Office 1, Riga, LV-1010, Latvia

For customers based in the European Union, the Payment Account and/or Mastercard cards as applicable are issued by Paynetics AD with company address 76A James Bourchier Blvd, 1407 Sofia, Bulgaria, company registration number 131574695. Paynetics AD is an electronic money institution authorised and regulated by the Bulgarian National Bank for the issuance of e-money and provision of payment services in the EU. Weavr (Europe) Ltd is acting on behalf of Paynetics AD, as a registered agent on the territory of the EU member states, and is entered into the public register of e-money institutions’ agents kept by the Bulgarian National Bank.

For customers based in the United Kingdom, the Payment Account and/or Mastercard cards as applicable are issued by Paynetics UK, Company number 1248133. Paynetics UK is a wholly owned subsidiary of Paynetics AD with its registered address at 1st Floor, 18 Devonshire Row, London, England, EC2M 4RH. Paynetics UK is an electronic money institution authorised and regulated by the Financial Conduct Authority (firm reference number 942777) for the issuance of e-money and provision of payment services in the UK. Weavr Ltd is a distributor of Paynetics UK on the territory of the UK.

Paystratus Group Limited provides software and support services to Weavr Ltd and Weavr Europe Ltd.

To ensure your funds are safe, Paynetics AD and Paynetics UK follow a process known as ‘safeguarding’ which is a regulatory requirement for all EMIs. In this process Paynetics AD, respectively Paynetics UK, keeps your money separate from its own (firm) money and places it in a safeguarding account with a Bank.

Electronic Money issued is not covered by any Deposit Guarantee Scheme which is a government backed scheme offering protection to customers’ funds of up to €100,000 in the EU (£85,000 in the UK under the FSCS) per customer. However, in the event of an insolvency, your funds would remain in the safeguarded account at the designated Bank and separated from Paynetics’ accounts and funds. For further details on the safeguarding, visit https://www.paynetics.digital/safeguarding-of-clients-funds/

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